Mississippi Car Sales Tax Calculator
Mississippi charges 5% sales tax (reduced motor vehicle rate) on a used car purchase, verified September 15, 2026. There is no local tax on top. A trade-in is deducted before tax. Private-party sales are taxed too, paid when you title the car.
Figures verified September 15, 2026; sources linked per row. Re-checked quarterly, next due December 15, 2026.
Taxable amount: $25,000. Tax only; dealer doc fees, title and registration are separate, and some states tax the doc fee as part of the price. The local figure is an estimate from the state's published range unless you entered your own rate.
The Mississippi numbers, with sources
Each figure below was checked on September 15, 2026 against the page linked in the source column, and the wording the state uses is quoted so you can confirm it yourself.
| Item | Mississippi | Source |
|---|---|---|
| State rate (Sales tax (reduced motor vehicle rate)) | 5% | dor.ms.gov(state source)As published: “Automobiles and light trucks (10,000 lbs. or less) ...... 5%” |
| Local tax range | None | dor.ms.gov(state source)As published: “Automobiles and light trucks (10,000 lbs. or less) ...... 5%” |
| Trade-in credit | Yes, full credit | dor.ms.gov(state source)As published: “The general sales tax rate is 5% on the net purchase price (after dealer's discounts and trade-ins).” |
| Dealer doc fee | No cap (typically $389) | caredge.com(secondary, cites the statute)As published: “Mississippi: $389. This report is based on 93,200 verified out-the-door (OTD) price quotes collected between July 2025 and September 2026.” |
| Title fee | $9 | dor.ms.gov(state source)As published: “Motor Vehicle Title: $9.00” |
| Registration (flat plus value or weight) | $12.75 to $14 | dor.ms.gov(state source)As published: “Registration Fees: $12.75 for renewals ... $14.00 for first-time registrations” |
| Private-party sale taxed | Yes, paid when you title the car | dor.ms.gov(state source)As published: “If purchased from an individual: Apply for a title at your county Tax Collector's office. You are required to pay sales tax on vehicle purchase.” |
- Local tax: The DOR rate schedule lists a single statewide 5% rate for automobiles and light trucks with no local vehicle rate; whether the Jackson and Tupelo special local levies reach vehicle sales was not verified (DOR local-levies page returned 404), so this is recorded as no local tax with that caveat.
- Doc fee: CarEdge's report of 93,200 verified quotes (July 2025 to September 2026) puts the average doc fee in Mississippi at $389.
- Registration: State registration fee is $14.00 for a first-time registration and $12.75 for renewals; the county then adds an ad valorem tax on an assessed value of 30% of MSRP depreciated over 10 years (minimum assessed value $100) at the local millage rate (https://www.dor.ms.gov/motor-vehicle/motor-vehicle-ad-valorem-taxes, fetched), which is usually the larger part of the tag cost and varies by county.
Next steps
- Out-the-door price calculator: adds the Mississippi doc fee, title and registration to the tax for the full figure.
- Dealer doc fees by state and registration and title fees by state: see how Mississippi compares.
- All states: the full sales tax table.
Tax is fixed. The price is not.
CarWorthIt prices a specific VIN at its mileage against cars actually for sale near your ZIP code from $2.99. The $9.99 Negotiation Bundle adds an opening offer and a walk-away figure, so the number Mississippi taxes is the right one.
Mississippi car tax questions
Does Mississippi charge sales tax on a private-party car sale?
Yes. The buyer applies for title at the county Tax Collector's office and pays the 5% sales tax there when registering.
Does Mississippi give a trade-in credit on car sales tax?
Yes. The value of your trade-in is deducted from the price before Mississippi tax is calculated.
What is the dealer doc fee cap in Mississippi?
Mississippi sets no legal cap on dealer doc fees. Dealers typically charge $389. CarEdge's report of 93,200 verified quotes (July 2025 to September 2026) puts the average doc fee in Mississippi at $389. If the dealer will not drop the fee, ask for the same amount off the price.
Do local sales taxes apply to car purchases in Mississippi?
No. The DOR rate schedule lists a single statewide 5% rate for automobiles and light trucks with no local vehicle rate; whether the Jackson and Tupelo special local levies reach vehicle sales was not verified (DOR local-levies page returned 404), so this is recorded as no local tax with that caveat.
How much does a car title cost in Mississippi?
$9 (flat). Fast Track Title: $39.00 on the same page.
How much is annual car registration in Mississippi?
$12.75 to $14 a year for a passenger car, flat plus value or weight. State registration fee is $14.00 for a first-time registration and $12.75 for renewals; the county then adds an ad valorem tax on an assessed value of 30% of MSRP depreciated over 10 years (minimum assessed value $100) at the local millage rate (https://www.dor.ms.gov/motor-vehicle/motor-vehicle-ad-valorem-taxes, fetched), which is usually the larger part of the tag cost and varies by county.
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